Local banking means better checking.

$10,000 Accidental Death and Dismemberment Insurance coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the bank.

Minimum opening deposit is only $50.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. 
*Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
**Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
Ask us for details. Bank rules and regulations apply.

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Equal Housing Lender. Member FDIC.

Every new checking account includes:

FREE Instant Issue Debit Card 

FREE Online Banking

FREE Bill Pay

FREE Mobile Banking

FREE eStatements with online check images

FREE Thank You Gift*

FREE Gifts for referring others

Buy back of your debit cards and unused checks from another financial institution**

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Free Stuff!

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We're here for you online or in person.

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First Federal Savings Bank
First Federal Savings Bank

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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No minimum balance

No monthly service charge

Simply Free Checking

A free account for everyone.

Benefits Checking

An account that pays for itself with added value!

Cell phone protection

CyberScout® identity theft resolution

Roadside assistance

$10,000 accidental death and dismemberment insurance

Shopping, dining and travel discounts

Only $6.95 per month

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Benefits Checking